A lot can be done to ensure the safety and security of buildings with a solid insurance being at the top of the list. With proper coverage, you will be sure that the building can be repaired and rebuilt when anything untoward happens to the structure. With so many builders in Chelmsford, it is important to be vigilant with your choices. Take into consideration what you need versus what the company can offer for your protection. The following are just some of the elements every policy should cover:

Sum Insured

This refers to the total amount that is needed to fix your home after the damage. The cost depends on how much you want to set aside for the project. Note that some insurance companies may not pay the amount if the cost of rebuilding is higher – even if it is just going to be for a partial repair. (more…)